From SDF
POSTED: DECEMBER 16, 2014 OPTIONS
Yes, I had to find my disk since this was no help. Press the playback button. Then press the MENU button. Arrow down to see "Copy" and press ok. This will give you the option to copy from the camera to SD card or from the SD card to the camera.
Granted, you cannot see the internal memory pics witha card in, but, follow "SDF's" instructions above, and the internals will be transfered to your card in total.